Learn About Your Health Plan at Glendon

There are two types of plans that make up your total health coverage: Basic plan and extended (sometimes known as supplementary) plan. Your basic plan, as an international student, is through UHIP (University Health Insurance Plan) and your extended health plan is administered by your student union, the York Federation of Students (YFS). 

To learn more about the YFS Health plan please visit: YFS Health & Dental

University Health Insurance Plan (UHIP) 

UHIP is a mandatory health plan that provides all eligible international and exchange students with affordable health insurance. All students are enrolled automatically and the UHIP fee is charged to your student account. You will not be able to opt out of this insurance, even if you have purchased international medical insurance in your home country.

Your coverage will begin on September 1. If your arrival is earlier, your coverage will automatically begin on August 10. However, please note that this coverage will not be as comprehensive until September 1.

For more information on UHIP please visit: University Health Insurance Plan (UHIP)

FAQ

What UHIP covers: UHIP covers basic medical costs such as doctor’s visits, emergencies, lab tests, etc. Generally, if you visit a clinic or hospital or lab, it will be covered under UHIP. Please note that some exceptions apply – for example, doctor’s notes are not covered under UHIP and are an out-of-pocket cost.

What UHIP does not cover: UHIP does not cover prescription medicine, dentist fees, eyeglasses or contact lenses, physiotherapy, massage therapy, psychologists, therapists, etc. These medical costs are covered through your extended health plan, which is administered by your student union.

To retrieve your UHIP card, please check your @my.yorku.ca email. You will receive a welcome email from Cowan/Manulife containing instructions on how to access your UHIP card and detailed information about your UHIP coverage.

If you don’t see the email with your UHIP Card, then check your student account to find out whether you have UHIP coverage.

If your student account shows the UHIP charge under the description (e.g. UHIP2324), this means that you should have UHIP coverage. In this case, get your UHIP card by registering on the Cowan website. If the registration asks for your member ID and policy number, it is as follows: Member ID is YU plus your student number (e.g. YU123456789) and policy number is 150150.

If you do not see the UHIP charge on your student account, then email UHIP with your student number.

If you visited a non-preferred provider, you may file a claim for the doctor’s fees within 12 months of visiting the clinic/hospital/lab if you still have the receipt. The claim form can be found here.  Using your yorku email, you can submit scanned copies or photographs of the claim form and accompanying invoices/receipts via Cowan’s online secure portal.

Please note that you may not get 100% of your money back. This is because there is a limit as to how much Manulife can reimburse you. If the clinic/hospital/lab charged higher than that limit, then you may have some out-of-pocket costs.

Contact Information

uhip@yorku.ca